JCPenney Credit Card Review

If you are applying for JCPenney Credit Card then you have to see the JCPenney Credit Card Review. Check Pros and Cons and know whether it is good or bad for you. Please scroll down to see full review

JCPenney Credit Card Review

JCPenney Credit Card is famous for its rewards system. Check the Pros and Cons Below.

Rewards and benefits

  • You will be rewarded 1 point for every dollar spent.
  • For every 100 points you will receive $10 on your JCPenney Credit Card.
  • You can get special discount and finance for home improvement products and services like furniture, decoration etc.
  • Get special financing for buying jewelry, watches etc.
  • You can save up to 15% and get free shipping for your first purchase from this credit card.
  • if you earn 10 reward points in a month you will be eligible for bonus points and saving and discount events.
  • Platinum level holders will get free shipping.
  • No Annual Fee.



  • APR is 26.99% which is very high compare to other credit card companies.
  • Late Payment fee can be upto $35.

JCPenney Customer Service Number : 1-800-877-1342

Please rate this card.